Buy Today, Pay Later

Get the device you need today and pay later. We’ve partnered with Affirm—to give you a no-stress way to say yes today and pay over time.

Convenient

No need to wait. Buy the things you love today and make easy monthly payments.

Flexible

The option to pay over time is available to most customers, whether you buy with Affirm, or use our lease-to-own partner, Katapult.

Transparent

Know exactly what you’ll pay up front,without any surprises.

Here's how it works

__PID:1b194f48-d2bf-43b1-b068-1e36890d5941

Select Affirm at checkout

Then just enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.

Choose how to pay

Select the payment schedule you like best, then confirm your loan. You’ll never be charged more than you see upfront.

Make easy monthly payments

Just download the Affirm app or sign in at affirm.com to make payments. You’ll get email and text reminders whenever a payment’s coming up. With Affirm, there will never be late fees or surprises.

SEE IF YOU PREQUALIFY

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. 

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

Or, use Katapult

If Affirm isn’t able to offer you a payment plan, most customers will be given the option to check out today using our lease-to-own program from Katapult

FAQs

Financing through Affirm is an alternative to credit cards and other credit payment products. Affirm offers real-time financing for purchases online. Affirm offers payment options for eligible customers to pay for their purchase over time in fixed installments, with no late or hidden fees. 

Buy and receive your purchase now, and pay for it over time. This allows you to split up the price of your purchase into fixed payment amounts that fit your monthly budget. If Affirm approves you for a loan, Affirm discloses your loan terms before you make your purchase. You’ll know exactly how much you’ll owe each month, the number of payments you must make, and the total amount of interest you’ll be paying over the course of the loan. Affirm does not charge hidden fees.

The application process is secure and in real-time. Affirm asks you for a few pieces of information. After you provide this information, Affirm will notify you of the loan amount you’re approved for, the interest rate, and the number of months you will have to pay off your loan, all within seconds.

You don’t need to have a credit card to make a purchase. Affirm bases its loan decision not only on your credit score, but also on several other data points about you. You may be eligible for financing with Affirm even if you don’t have an extensive credit history.

Affirm will send you email and SMS reminders in advance of your upcoming payment. You can also enable “Autopay” to schedule automatic monthly payments on your loan.

Affirm will ask you for a few pieces of personal information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Affirm uses this information to verify your identity, and to make an instant loan decision. Affirm will base its loan decision not only on your credit score, but also on several other data points about you. This means you may be able to obtain financing from Affirm even if don’t have an extensive credit history.

Yes, when you first create an Affirm account, Affirm performs a "soft" credit check to help verify your identity and determine your eligibility for financing. This "soft" credit check will not impact your credit score. 

Before each payment is due, Affirm will send you reminders via email and SMS that will include the installment amount that is coming due and the due date. You can also sign up for autopay so you don’t risk missing a payment. Please follow these steps to make a payment: Go to www.affirm.com/account

You will be prompted to enter in your mobile number where you will be sent a personalized security pin. Enter this security pin into

Your rate will be 0% or 10–30% APR based on credit, and is subject to an eligibility check. For example, a $500 purchase might cost $45.15/ mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required